I'm a finance broker who'd rather talk like a mate than a bank. I deal with the lenders so you don't have to, and I'll always tell you straight, even when the answer isn't the one you wanted.
[Zach's background: how he got into finance, years in the industry, where he's based and what he does outside work]
If it's a yes, great. If it's a no, you'll hear it from me first, with what to do next.
Early mornings, after knock-off, a quick text. Whatever suits.
No call centre. You've got my mobile and I'll see it through to settlement.

36 lenders, from the big banks to specialist and business lenders. More choice means a better shot at the right loan for you.
I'm an authorised credit representative (Credit Representative No. 569891), operating under Latem Finance Pty Ltd. Latem and I are both authorised credit representatives of AFAS Group Pty Ltd, Australian Credit Licence No. 414426. That means I'm held to responsible lending rules and have to act in your best interests.
[How Zach is paid: lender commission, any broker fee, and that full details are in the credit guide.]
Read my credit guideNo pressure and no credit check to talk.