Commercial vehicle finance
Cars, utes and vans used mainly for the business. New, used, dealer or private sale.
Good for: sole traders, companies, trustsTrucks, machinery, fleet and fit-outs. I compare lenders, structure the loan to suit your cash flow and do the chasing, whether you've been trading ten years or ten weeks.
Loans from $20k. New and established ABNs.
Cars, utes and vans used mainly for the business. New, used, dealer or private sale.
Good for: sole traders, companies, trustsLight rigid trucks through to prime movers, plus tippers, flat tops and trailers.
Good for: transport, earthmoving, deliveryExcavators, forklifts, tractors, generators and yellow goods.
Good for: construction, farming, manufacturingYou own the asset from day one and the loan is secured against it. Your accountant will tell you how it suits your tax position.
Good for: GST registered businessesAlternative structures where the lender owns the asset during the term.
Good for: businesses managing cash flowFor self-employed borrowers whose tax returns aren't up to date. Lenders use other proof of income.
Good for: new or busy business ownersAdding several vehicles at once, set up so the next one is easier.
Good for: growing teamsCoffee machines, kitchens, shop fit-outs and point of sale.
Good for: cafes, retail, salons
Not always. Some lenders will look at newer ABNs, especially if you've worked in the same industry before. Call me and I'll tell you where you stand.
It depends on how you want to own the asset and your tax position. I'll lay out the options and you should run them past your accountant.
Usually, yes. Lenders have rules on the age and type of asset, so tell me what you're looking at early.
Send it through. I'll see if I can beat the finance side of it.